If saving money is your primary concern, then the best way to find discount Tesla Model S insurance in Chandler is to regularly compare quotes from insurance carriers in Arizona.
Step 1: Try to understand how auto insurance works and the measures you can take to keep rates down. Many policy risk factors that result in higher rates such as high-risk driving behaviors and a low credit rating can be eliminated by making minor changes in your lifestyle.
Step 2: Get rate quotes from direct, independent, and exclusive agents. Exclusive agents and direct companies can only give rate quotes from one company like Progressive or State Farm, while agents who are independent can provide prices for a wide range of companies. Start a quote
Step 3: Compare the new rate quotes to your existing rates and determine if cheaper Model S coverage is available in Chandler. If you can save some money, verify that coverage does not lapse between policies.
Step 4: Provide notification to your current company to cancel the current policy and submit payment and a completed application for the new policy. Once received, put the new certificate of insurance in your vehicle.
The most important part of shopping around is to use the same liability limits and deductibles on each price quote and and to get price quotes from every insurance company. This enables a fair rate comparison and a thorough price selection.
It’s safe to conclude that car insurance companies want to keep you from shopping around. Insureds who compare other prices will presumably buy a different policy because there is a good probability of finding a lower-priced company. A recent car insurance study discovered that people who made a habit of comparing rate quotes saved approximately $850 each year compared to other drivers who don’t make a habit of comparing rates.
If finding the lowest price for Tesla Model S insurance is your intention, knowing how to find companies and compare insurance can help simplify the task of finding more affordable coverage.
It’s important to know that comparing a wide range of rates increases the chance that you will find the best rates. Not every company does online rate quotes, so you also need to get rates from those companies as well.
The companies shown below are ready to provide comparison quotes in Chandler, AZ. If your goal is to find the best car insurance in Arizona, we suggest you visit several of them to get a more complete price comparison.
Shop online but buy locally
Some people would rather buy from a local agent and that is a smart decision One of the best bonuses of comparing insurance prices online is that you can find the best rates and still buy from a local agent. Buying from small agencies is important particularly in Chandler.
Once you complete this short form, your coverage information is instantly submitted to insurance agents in Chandler who will return price quotes to get your business. It makes it easy because there is no need to contact any insurance agencies since rate quotes are delivered directly to your email. You can most likely find cheaper rates AND an agent nearby. If you wish to compare rates from a particular provider, you would need to go to their quote page and submit a quote form there.
Do you need an independent or exclusive car insurance agent?
If you prefer to buy auto insurance from local Chandler agents, it’s important to understand the types of insurance agents and how they are distinctly different. Auto insurance agencies are categorized either independent or exclusive depending on the company they work for.
Independent Auto Insurance Agencies
Independent agencies are not locked into one company and that enables them to quote your coverage through lots of different companies and potentially find a lower price. If they quote lower rates, the agent simply finds a different carrier and you stay with the same agent. When comparing rate quotes, it’s recommended you include a few independent agents to have the most options to choose from.
Shown below are Chandler independent agencies that may be able to provide price quotes.
Citywide Insurance, Inc.
369 S Arizona Ave – Chandler, AZ 85225 – (480) 821-3772 – View Map
Boudreaux, Jerrold Arizona Insurance SVC
393 W Warner Rd # 117 – Chandler, AZ 85225 – (480) 890-7900 – View Map
Southwind Ins Agency, Inc.
2169 E Warner Rd Suite 103 – Tempe, AZ 85284 – (480) 543-1797 – View Map
Exclusive Agents
Exclusive agencies can only provide pricing for a single company such as AAA, Allstate, and State Farm. Exclusive agents are unable to provide rate quotes from other companies so they have to upsell other benefits. They are very knowledgeable on their company’s products which aids in selling service over price.
The following are Chandler exclusive insurance agents that are able to give comparison quotes.
State Farm: Debbie Wiltse
4980 S Alma School Rd #A6 – Chandler, AZ 85248 – (480) 792-9468 – View Map
Farmers Insurance – Alan Beyerle
1820 E Ray Rd a213 – Chandler, AZ 85225 – (480) 820-2797 – View Map
Farmers Insurance – Delia Aguirre
813 W Elliot Rd #6 – Chandler, AZ 85225 – (480) 491-3232 – View Map
Finding the right insurance agency requires you to look at more than just the quoted price. You should also get answers to these questions.
- Is assistance available after office hours?
- If independent agents, which companies do they recommend?
- Do they get extra compensation for selling add-on coverages?
- Are they involved in claim handling?
- Will a damage claim use OEM or aftermarket replacement parts?
- What are the financial ratings for the companies they represent?