Shockingly, about 70% of customers kept buying from the same company for more than four years, and nearly half have never compared rate quotes at all. Many consumers in Arizona can save about $700 each year by just shopping around, but most just don’t grasp the benefits if they replace their high priced policy.
It takes a little time, but the best way to get budget auto insurance rates is to begin comparing prices regularly from insurance carriers who sell auto insurance in Chandler. You can compare rates by following these guidelines.
- First, try to comprehend what coverages are included in your policy and the things you can change to prevent rate increases. Many factors that result in higher prices such as speeding tickets, accidents and your credit history can be improved by making minor driving habit or lifestyle changes.
- Second, obtain price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can give quotes from a single company like Progressive or State Farm, while agents who are independent can quote rates for a wide range of insurance providers.
- Third, compare the price quotes to your existing rates to determine if switching companies saves money. If you can save some money, make sure there is no lapse between the expiration of your current policy and the new one.
- Fourth, give notification to your current company of your intent to cancel your existing policy. Submit a down payment along with a completed application to the new insurer. Once the application is submitted, keep the new proof of insurance paperwork in your glove compartment.
One tip to remember is to try to compare the same liability limits and deductibles on each price quote and and to analyze as many companies as you can. Doing this enables the most accurate price comparison and a complete price analysis.
Locating the best insurance company for you in Chandler is much easier if you have a good place to start. If you have coverage now or are just looking to switch companies, use these techniques to buy cheaper insurance while maximizing coverage. Drivers only have to learn the fastest way to shop over the internet.
Cheapest Hyundai Genesis insurance quotes in Chandler
The majority of larger companies like Progressive, Allstate and GEICO allow consumers to get prices for coverage directly from their websites. Obtaining pricing for Hyundai Genesis insurance in Chandler is quite simple as you just type in your required coverages into a form. After you submit the form the system collects your credit score and driving record and quotes a price based on the information you submitted. This simplifies rate comparisons, and it’s also necessary to compare as many rates as possible if you are searching for the cheapest price on insurance.
To use this form to compare rates, check out the insurance providers below. If you have coverage now, it’s recommended you duplicate deductibles and limits identical to your current policy. This way, you’re receiving rate quotes for the exact same coverage.
The companies shown below can provide comparison quotes in Chandler, AZ. If your goal is to find cheap auto insurance in Chandler, we suggest you visit as many as you can to get the lowest price.
Hyundai Genesis insurance rates and statistics
The premium information displayed next highlights estimates of prices for Hyundai Genesis models. Learning more about how rates are determined is important for drivers to make informed coverage decisions.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Genesis 2.0T 2-Dr Coupe | $332 | $632 | $490 | $30 | $146 | $1,630 | $136 |
| Genesis 3.8 4-Dr Sedan | $370 | $548 | $334 | $20 | $100 | $1,372 | $114 |
| Genesis 2.0T Premium 2-Dr Coupe | $370 | $632 | $490 | $30 | $146 | $1,668 | $139 |
| Genesis 3.8 2-Dr Coupe | $370 | $632 | $490 | $30 | $146 | $1,668 | $139 |
| Genesis 2.0T Track 2-Dr Coupe | $370 | $632 | $490 | $30 | $146 | $1,668 | $139 |
| Genesis 3.8 Grand Touring 2-Dr Coupe | $370 | $632 | $490 | $30 | $146 | $1,668 | $139 |
| Genesis 4.6 4-Dr Sedan | $370 | $632 | $334 | $20 | $100 | $1,456 | $121 |
| Genesis 3.8 Track 2-Dr Coupe | $370 | $716 | $490 | $30 | $146 | $1,752 | $146 |
| Get Your Own Custom Quote Go | |||||||
Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Rates do not factor in specific location information which can decrease or increase insurance rates significantly.
The diagram below highlights how deductible selection and can impact Hyundai Genesis premium costs for different categories of driver ages. The premium estimates are based on a single male driver, full coverage, and no discounts are factored in.
Drive safe and save
The example below shows how violations and accident claims influence Hyundai Genesis insurance costs for each age group. Data assumes a single female driver, full coverage, $500 deductibles, and no additional discounts are factored in.
Rate comparison of men versus women
The example below illustrates the comparison of Hyundai Genesis insurance costs for male and female drivers. The data is based on no tickets, no at-fault accidents, comp and collision included, $250 deductibles, marital status is single, and no policy discounts are applied.
When do I need an agent’s advice?
When it comes to proper insurance coverage for your vehicles, there is no “perfect” insurance plan. Everyone’s needs are different.
For example, these questions may help you determine whether your personal situation will benefit from professional help.
- Is my business laptop covered if it gets stolen from my vehicle?
- Will my rates increase for filing one claim?
- How much will a speeding ticket raise my rates?
- How much can I save by bundling my policies?
- What are the liability requirements in my state?
- How do I file an SR-22 for a DUI in Arizona?
- How does medical payments coverage work?
- Does liability extend to a camper or trailer?
- Should I carry comprehensive and collision coverage?
- Can my babysitter drive my car?
If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to an agent. If you want to speak to an agent in your area, complete this form. It’s fast, free and may give you better protection.
Local insurance agents
Some people just want to have an agent’s advice and that can be a smart move Professional agents are trained risk managers and help in the event of a claim. A good thing about getting free rate quotes online is you can get cheaper prices but still work with a licensed agent.
To find an agent, once you fill out this form (opens in new window), your coverage information is immediately sent to local insurance agents in Chandler who will give you quotes for your coverage. You don’t have to contact any insurance agencies since rate quotes are delivered to you instantly. If you wish to get a price quote from a particular provider, don’t hesitate to find their quoting web page to submit a rate quote request.
Finding the right company is decision based upon more than just a cheap price quote. These are some questions you should get answers to.
- Is their price quote a firm figure or are their hidden costs?
- Will you work with the agent or an assistant?
- Where would your vehicle be repaired?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- How experienced are they in personal risk management?
- By raising physical damage deductibles, how much would you save?
- Does the agency have a positive business rating?
When narrowing the list to find a local Chandler insurance agent, it’s helpful to know the different agency structures that you can choose from. Auto insurance agents in Chandler are categorized either independent or exclusive depending on the company they work for. Both types of agents can do a good job, but we need to point out how they are different because it may have an impact on your agent selection.
Exclusive Agents
Agents of this type have only one company to place business with and examples are AAA, State Farm, Farmers Insurance, and Allstate. Exclusive agencies are unable to provide rate quotes from other companies so it’s a take it or leave it situation. Exclusive insurance agents are well schooled in insurance sales which can be an advantage.
Listed below are Chandler exclusive insurance agents that can give you price quotes.
Farm Bureau Insurance
912 W Chandler Blvd – Chandler, AZ 85225 – (480) 284-4223 – View Map
Lori Daniels – State Farm Insurance Agent
1969 W Ray Rd #1 – Chandler, AZ 85224 – (480) 892-4100 – View Map
Steve Haase – State Farm Insurance Agent
220 N Chippewa Pl – Chandler, AZ 85224 – (480) 963-0261 – View Map
Independent Agencies or Brokers
Agents of this type are not employed by one company so they can write business with a variety of different insurance companies and help determine which has the cheapest rates. If your agent finds better pricing, an independent agent can move your coverage and the insured can keep the same agent. When comparing auto insurance prices, you absolutely need to check rates from multiple independent agents to get the best comparison.
Below are Chandler independent insurance agents willing to provide price quotes.
Citywide Insurance, Inc.
369 S Arizona Ave – Chandler, AZ 85225 – (480) 821-3772 – View Map
Taylor Insurance Agency
920 W Chandler Blvd #1 – Chandler, AZ 85225 – (480) 264-6226 – View Map
J L Pound Insurance Agency
12139 E Cloud Rd – Chandler, AZ 85249 – (602) 284-2141 – View Map
Arizona auto insurance company ratings
Ending up with the best car insurance company can be challenging considering how many different companies insure vehicles in Chandler. The company ratings shown below can help you analyze which providers to look at buying from.
Top 10 Chandler Car Insurance Companies Overall
- USAA
- American Family
- State Farm
- The Hartford
- AAA Insurance
- GEICO
- The General
- Titan Insurance
- Progressive
- Mercury Insurance